mortgage & insurance services

Emery Mortgage & Insurance Services really could be the key to your first home. Whilst getting on the first rung of the housing ladder is an exciting time, it can also be expensive and confusing, especially if you don't have anyone to guide you through the process. We can help by talking to you without the jargon, help you find the right solicitor to handle the legal side of things and look at exclusive deals which are only available to first time buyers. We can also help reduce your costs when setting up home for the first time, with special incentives in areas such as home or mortgage payment protection insurance.

Its often easy to overlook your current mortgage, but there are many reasons for talking to us about the options which are available to you. It could be that you're looking at improving your home, for example planning an extension or loft conversion. Perhaps its worth considering consolidating your debts or changing from an interest only to a repayment mortgage. Maybe you're simply paying a standard variable interest rate or your fixed or discounted deal is about to end. Are you concerned about possible rises in interest rates? Many people aren't aware how easy it can be to arrange a remortgage and you may be entitled to free legal services, valuation or even cashback. Whatever your reasons for a remortgage, you can be confident that we'll help you every step of the way.

*THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. ADDING EXISTING DEBTS TO YOUR MORTGAGE MAY EXTEND THE REPAYMENT TERM OF YOUR LOAN AND INCREASE THE OVERALL COST OF THE DEBT.