Emery Mortgage & Insurance Services - Independent Advice from Certified Mortgage Specialists




	mortgage & insurance services


	Mortgage Payment Protection Insurance (MPPI)

It's likely that your Mortgage will be your largest financial commitment and your home may be repossessed if you do not keep up the repayments on it.

It may be through no fault of your own that paying for your mortgage becomes difficult, for example through unemployment, accident or sickness.


	A Mortgage Payment Protection Policy from Emery Mortgage & Insurance Services can give you and your family peace of mind that should the unforeseen happen, your mortgage and it's associated costs* will be met for a period of up to 12 or 24 months.


	Some of the mortgage payment protection products we offer have added incentives such as:


	The first 3 months of cover provided free of charge.

	The first 6 months of cover provided free of charge when you take out a new mortgage.

	An additional 25% of cover provided free of charge for first time buyers.


	*associated costs such as buildings insurance, life cover and household bills.


	We provide Mortgage Payment Protection Insurance from the following providers:-


	These policies are not investment plans, therefore if you cancel your policy you will not receive money back or a refund of the premiums you have paid. All protection policies have benefits and drawbacks. Drawbacks can include exclusions and limits to the amount of cover. We will discuss these with you before we make a recommendation.


	We do not charge a fee for our insurance services. There may be a fee for our mortgage advice, the precise amount will depend on your circumstances, but we estimate this to be £99.00. Written details on request; there are additional fee payment options.


	YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

	Emery Mortgage & Insurance Services is an Appointed Representative of Network Data Limited which is authorised and regulated by The Financial Services Authority for regulated mortgage & insurance business only. Emery Mortgage & Insurance Services are entered on the Financial Services Register (http://www.fsa.gov.uk) under reference 414055 and Network Data Limited is entered on the register under reference 300391.

		The guidance and/or advice contained within this website is subject to the UK regulatory regime & is therefore primarily targeted at consumers based within the UK.

		Copyright © 2006 Emery Mortgage & Insurance Services. Proprietor - Rob Emery CeMAP. Emery Mortgage & Insurance Services are not responsible for external websites.

		Registered Correspondence Address - 5 Champernowne Crescent, Ilfracombe, North Devon EX34 9PL. You can e-mail us by clicking here.

		*Home visits, including evening appointments, are available in Ilfracombe, Braunton, Barnstaple, Exeter, Exmouth and their surrounding areas. If you are not in any of these areas we would be happy to provide our range of of mortgage and insurance services to you over the phone. Please contact us if you would like to arrange an appointment.




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