Emery Mortgage & Insurance Services - Independent Advice from Certified Mortgage Specialists


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	mortgage & insurance services


	Home Insurance


	We use a selected panel of leading insurers to provide cover for your buildings and contents. Whether you know exactly the type of cover you are looking for or require professional advice to ensure your possessions are sufficiently covered, we can help.


	All Buildings and Contents cover has exclusions, but we will explain these to you when you apply. When you request a quote, or are effecting a policy through us, we will, of course, also provide full details of the options available to you and the cover selected. However, as an example, some of the options and incentives, depending on which policy is most suitable for you, are:


	The first three months of cover provided to you free of charge.


	Automatic sum insured of up to £500,000 for buildings and £100,000 for contents on certain policies. The option to select the sum insured for buildings and contents, from £35,000 and £15,000 respectively on others.


	Interest Free direct debit payments.


	Discount for no claims of one to five years.


	Two years no claims discount provided for first time buyers.


	Legal Expenses Cover of up to £50,000.

Halifax products through Emery Mortgage & Insurance Services

AXA products through Emery Mortgage & Insurance Services

Aviva products through Emery Mortgage & Insurance Services

Legal & General products available through Emery Mortgage & Insurance Services


	We do not charge a fee for our insurance services. We do not normally charge a fee for mortgage advice, however as we are independent a fee paying option is available. Our typical fee is £99.00.


	YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

	Emery Mortgage & Insurance Services is an Appointed Representative of H. L. Partnership Limited which is authorised and regulated by The Financial Services Authority. Emery Mortgage & Insurance Services are entered on the Financial Services Register (http://www.fsa.gov.uk) under reference 414055 and H. L. Partnership Limited is entered on the register under reference 303397.

		The guidance and/or advice contained within this website is subject to the UK regulatory regime & is therefore primarily targeted at consumers based within the UK.

		Copyright © 2006 Emery Mortgage & Insurance Services. Proprietor - Rob Emery CeMAP. Emery Mortgage & Insurance Services are not responsible for external websites.

		Registered Correspondence Address - 5 Champernowne Crescent, Ilfracombe, North Devon EX34 9PL. You can e-mail us by clicking here.

		*Home visits, including evening appointments, are available in Ilfracombe, Braunton, and Barnstaple and their surrounding areas. If you are not in any of these areas we would be happy to provide our range of of mortgage and insurance services to you over the phone. Please contact us if you would like to arrange a no obligation appointment.




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