Emery Mortgage & Insurance Services - Independent Advice from Certified Mortgage Specialists


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		Bank of England Base Rate 5.00%

























			Overseas Property




	mortgage & insurance services


	Fees at completion of mortgage term


	Deeds Release Fee


	Fee charged by the lender for releasing its charge over the deeds of the mortgaged property and returning them to the client.


	Mortgage Discharge Fee


	Fee charged by the lender for releasing its charge over a property following the repayment of the mortgage


	Early Repayment Charges


	A fee which is charged if you repay all or part of the mortgage early. This is normal if you have a fixed, discounted, capped or cashback mortgage.


	We do not charge a fee for our insurance services. There may be a fee for our mortgage advice, the precise amount will depend on your circumstances, but we estimate this to be £99.00. Written details on request; there are additional fee payment options.


	YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

	Emery Mortgage & Insurance Services is an Appointed Representative of Network Data Limited which is authorised and regulated by The Financial Services Authority for regulated mortgage & insurance business only. Emery Mortgage & Insurance Services are entered on the Financial Services Register (http://www.fsa.gov.uk) under reference 414055 and Network Data Limited is entered on the register under reference 300391.

		The guidance and/or advice contained within this website is subject to the UK regulatory regime & is therefore primarily targeted at consumers based within the UK.

		Copyright © 2006 Emery Mortgage & Insurance Services. Proprietor - Rob Emery CeMAP. Emery Mortgage & Insurance Services are not responsible for external websites.

		Registered Correspondence Address - 5 Champernowne Crescent, Ilfracombe, North Devon EX34 9PL. You can e-mail us by clicking here.

		*Home visits, including evening appointments, are available in Ilfracombe, Braunton, Barnstaple, Exeter, Exmouth and their surrounding areas. If you are not in any of these areas we would be happy to provide our range of of mortgage and insurance services to you over the phone. Please contact us if you would like to arrange an appointment.




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