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Mortgage Payment Protection & Health Insurance

832,000 people were claiming Job Seekers Allowance in 2003. (1)

Nearly two million people of working age will be off work for at least six months at any one time through sickness and disability. (1)

In February 1999 there were 2.6 million people in Great Britain who had been receiving Income Support for over 2 years and 56% of these were below pension age. (1)

In addition, 195,000 people had been claiming Job Seekers allowance for over 2 years. (1)

Over 2.4 million people claimed claiming Disability Living Allowance in 2003. (1)

40,560 people were killed or seriously injured on our roads in 2001 alone.(2)

Between July and October 2004, 136,000 people reported they had been made redundant. The redundancy rate was 5.5 per 1000 employees. (3)

In total, between July and October 2004 there were 802,000 unemployed men and 587,000 unemployed women. (3)

The number of people unemployed for over 12 months was 270,000 in the same quarter. (3)

In 2003-04 an estimated 39 million working days were lost overall, 30 million due to work-related ill health and 9 million due to workplace injury. (4)

Sources:

  • (1) National Statistics Online.
  • (2) Department for Transport, Road Accidents Great Britain report 2001. The Casualty Report (published June 2002).
  • (3) Labour Market Statistics December 2004.
  • (4) Health & Safety Executive Website.

We do not charge a fee for our insurance services. There may be a fee for our mortgage advice, the precise amount will depend on your circumstances, but we estimate this to be £99.00. Written details on request; there are additional fee payment options.

 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Emery Mortgage & Insurance Services is an Appointed Representative of Network Data Limited which is authorised and regulated by The Financial Services Authority for regulated mortgage & insurance business only. Emery Mortgage & Insurance Services are entered on the Financial Services Register (http://www.fsa.gov.uk) under reference 414055 and Network Data Limited is entered on the register under reference 300391.                                                           

The guidance and/or advice contained within this website is subject to the UK regulatory regime & is therefore primarily targeted at consumers based within the UK.

Copyright © 2006 Emery Mortgage & Insurance Services. Proprietor - Rob Emery CeMAP. Emery Mortgage & Insurance Services are not responsible for external websites.

Registered Correspondence Address - 5 Champernowne Crescent, Ilfracombe, North Devon EX34 9PL. You can e-mail us by clicking here.

*Home visits, including evening appointments, are available in Ilfracombe, Braunton, Barnstaple, Exeter, Exmouth and their surrounding areas. If you are not in any of these areas we would be happy to provide our range of of mortgage and insurance services to you over the phone. Please contact us if you would like to arrange an appointment.


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