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		Diseases of the heart and circulatory system (cardiovascular disease or CVD) are the main cause of death in the UK, accounting for just under 238,000 deaths in 2002. More than 39% of people die from CVD. (1)

	CVD is one of the main causes of premature death in the UK (death before age 75). 35% of premature deaths in men and 27% of premature death in woman are caused by CVD. CVD caused 67,000 premature deaths in 2002. (1)

Death rates from coronary heart disease in the UK are among the highest in the world. (1)

There are close to 60,000 deaths due to stroke each year. (2a)

After Heart Disease & Cancer, Stroke is the most common form of death in England & Wales. (2b)

Cancer is the cause of 26% of the deaths in the UK. (3)

Today in the UK over 1000 people will die. (4)


	Sources:

(1) British Heart Foundation Statistics Database 2003.
(2) The Stroke Association, (a) ONS Mortality Statistics: Cause 1998. (b) The Stroke Association, ONS Mortality Statistics: Cause 1996.
(3) Imperial Cancer Research Fund.
(4) National Statistics Online 2004.


	We do not charge a fee for our insurance services. There may be a fee for our mortgage advice, the precise amount will depend on your circumstances, but we estimate this to be £99.00. Written details on request; there are additional fee payment options.


	YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

	Emery Mortgage & Insurance Services is an Appointed Representative of Network Data Limited which is authorised and regulated by The Financial Services Authority for regulated mortgage & insurance business only. Emery Mortgage & Insurance Services are entered on the Financial Services Register (http://www.fsa.gov.uk) under reference 414055 and Network Data Limited is entered on the register under reference 300391.

		The guidance and/or advice contained within this website is subject to the UK regulatory regime & is therefore primarily targeted at consumers based within the UK.

		Copyright © 2006 Emery Mortgage & Insurance Services. Proprietor - Rob Emery CeMAP. Emery Mortgage & Insurance Services are not responsible for external websites.

		Registered Correspondence Address - 5 Champernowne Crescent, Ilfracombe, North Devon EX34 9PL. You can e-mail us by clicking here.

		*Home visits, including evening appointments, are available in Ilfracombe, Braunton, Barnstaple, Exeter, Exmouth and their surrounding areas. If you are not in any of these areas we would be happy to provide our range of of mortgage and insurance services to you over the phone. Please contact us if you would like to arrange an appointment.




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